Free live virtual workshop
Want to buy your first home in 2027? Here's where to start.
The First Home Playbook is a practical, step-by-step workshop that helps you get financially and strategically ready to own a home. Think you need 20% down? You might be surprised.
What you'll learn
Leave with a plan, not just more questions.
Build and boost your credit
What drives your score, how to start with thin credit, five moves that help, and how to fix errors on your reports.
Plan your down payment
What you really need for the down payment, closing costs and a cushion, and the habits that grow your savings.
Budget with confidence
Track where your money goes, try a "practice payment," and see what debt-to-income means for you.
Understand the buying process
The road from pre-approval to keys, what lenders look at, and the red flags that can lead to a denial.
Know what to gather
Your pre-approval checklist and exactly where to find each document.
Create your 12-month plan
A month-by-month roadmap so you know what to do now, next and right before you buy.
What you get
Every attendee gets
The workbook
Follow along with your own First Home Playbook workbook, including the month-by-month checklist.
The replay
Can't stay for all of it? The recording comes to you by email.
A free 15-minute call
Have a personal situation to talk through? Book a one-on-one call with Jennifer or David.
The agenda
How the evening runs
Your hosts
Meet Jennifer and David
Jennifer Sawaya
Broker / Owner
NMLS #1160486 · 313-909-7306
Jennifer owns Carriage Trail Home Loans in Davisburg, Michigan and guides first-time buyers through the mortgage process without the confusing jargon.
David Boyle
Senior Loan Officer
NMLS #2483312 · 313-300-8228
David spent 31 years leading teams with the U.S. Postal Service, including 8 years as Postmaster of Brighton, Michigan.
Questions
Good to know
Is it really free?
Yes. It's education, not a sales pitch. Learn first, decide later.
Who is it for?
Anyone thinking about buying their first home in the next year or so, even if you're just starting to save or aren't sure your credit is ready.
What if I can't make it live?
Register anyway. The replay comes by email after the workshop.
Can I ask questions?
Yes. Type them in the chat as we go and we'll answer live at the end. Nothing is too basic. If we can't get to yours that night, we'll follow up with you.
This workshop is for educational purposes only and is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines and program availability. Carriage Trail Home Loans LLC, NMLS #2425286. Equal Housing Opportunity.